Not only does Alaska Air Group Credit Union offer competitive savings rates and free checking accounts to the employees of Alaska Air Group, but our membership extends to immediate family members as well!
Our youth accounts are here to help introduce the topic of money and encourage saving at an early age. As a parent or guardian looking to establish your child’s first account, it is easy and stress-free at Alaska Air Group Credit Union.
We offer accounts that grow with your youth. Our two age-specific AAGCU youth accounts are perfectly tailored to the needs of the children in your life.
To begin teaching your kids the value of money and saving, the Take Off Savings Account from Alaska Air Group Credit Union is a great place to start.
- Minimum required opening deposit of $5.
- Must be age 12 or under.
- No monthly maintenance fees.
- Earn dividends with our competitive rates.
- Joint ownership for parents or guardians (joint owners must establish membership with Alaska Air Group Credit Union).
To help your teen learn how to manage their money responsibly, consider an Altitude Teen Club Savings and Checking account with AAGCU.
Savings
- Minimum required opening deposit of $5.
- Must be age 13 – 17.
- No monthly maintenance fees.
- Earn dividends with our competitive rates.
- Free Online and Mobile Banking.
- Joint ownership for parents or guardians (joint owner must establish membership with Alaska Air Group Credit Union).
Checking
- Must be age 13-17.
- No monthly maintenance fees.
- Free tap-enabled Visa Debit Card with Fraud Alerts.
- Free Online and Mobile Banking.
- Joint ownership for parents or guardians (joint owner must establish membership with Alaska Air Group Credit Union).
Whichever account fits your youth’s needs best, both youth savings accounts earn 6.14% Annual Percentage Yield* on the first $500. Accounts exceeding $500.01 will earn our standard 2.01% APY*, making prioritizing savings easy!
Benefits to Parents or Guardians
As the joint owner on their account, you have access to many benefits, giving you peace of mind while allowing your child to develop autonomy in their financial journey.
- Easily link your child’s account to your Online or Mobile Banking for convenient access.
- Monitor all transactions on your child’s account.
- Easily make recurring or one-time transfers between accounts.
- Access countless financial tips and resources to help encourage good money habits in your child.
You can easily set up one-time or reoccurring payments directly to other AAGCU members, including your child’s accounts. This is perfect for weekly allowances or lunch money in a pinch.
To find this feature in Online banking, select “Transfers” on the left-hand bar of your screen and it will take you to the home page. You can then select “Transfer to other AAGCU members” and be brought to the screen below.
In mobile banking, select “Transfers” on the bottom tool bar. Then select “Transfer to other AAGCU members” and be brought to the screen below.
It’s never too early to learn the value of money. To help, Alaska Air Group Credit Union has partnered with Banzai to bring you and your family free, age-appropriate, and interactive financial literacy programs.
Banzai Junior (Ages 8-12)
Some of the other topics covered in Junior include the following:
- IOUs (an introduction to credit)
- Earning money
- Counting currency
- Saving and spending money
- Working with others
Banzai Teen (Ages 13-18)
Teen covers the following:
- Double-entry accounting
- Renting an apartment
- Buying a car
- Renter’s insurance
- Taxes and withholdings
- Daily spending and saving
- Auto insurance
- Credit
Banzai Plus (Ages 18+)
Plus, covers everything from teen, along with the following:
- Buying a home
- Life insurance
- Credit scores
- Identity theft
- Qualifying for a mortgage
- Daily spending choices
- Retirement savings
- Tax exemptions
Considering opening a youth account? You first must establish membership with Alaska Air Group Credit Union. If you’re already a member, apply online putting your child’s information is the Primary, and yourself as Joint, or contact us to learn more. You can always visit us at one of our branch locations, email info@aagcu.org, or call 206-824-9800.
Alaska Air Group Credit Union is here to help you and your family encourage saving and discuss the topic of money at every age.
* Annual Percentage Yield (APY) is accurate as of 01/01/2026. Rate is subject to change at any time and may change after the account is opened. $5 minimum balance required to open and maintain the account and to earn the stated APY. Balances $5-500 earn 6.14% APY. Balances $500.01 and above earn 2.01% APY. Fees may reduce earnings. Alaska Air Group Credit Union membership required to open account. Must be age 17 or younger to be eligible. One Youth Savings Account per person. Federally insured by NCUA.
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