Accounts Checking No monthly service fees No minimum balance Overdraft protection READ MORE Regular Savings $5 minimum deposit to open and maintain No monthly service fees Competitive dividends rates READ MORE Christmas Club Savings No minimum balance Competitive return on your savings all year Funds deposited to you Nov 1 READ MORE Share Certificates Secured by collateral Fixed rates, higher than regular savings Customizable terms READ MORE Youth Savings Tax-advantaged educational savings Expenses for elementary, secondary, and higher education No monthly service fee and no minimum balance requirements READ MORE Cloverdell Education Savings Tax-advantaged educational savings Expenses for elementary, secondary, and higher education No monthly service fee and no minimum balance requirements READ MORE Individual Retirement Accounts (IRAs) Tax-advantaged retirement savings Competitive dividends above standard savings rates No minimum deposit required to open READ MORE
